Mr. Pandey is a graduate in Agriculture from Peoples’ Friendship University, Moscow, Russia under the government’s scholarship in 1984 AD. He started his career as an Assistant Livestock Officer under the Department of Livestock Services in 1984 and later shifted to Agriculture Development Bank, as an Agriculture Credit Specialist in 1988. After serving 4 years in Government of Nepal and nearly 28 long years in banking sector, he took retirement and since then serving in different projects in various capacities. Thus, he has long experience of working with different NGOs, INGOs, as well as bilateral and multilateral funding agencies.
His areas of expertise include rural credit supply for agriculture and off farm activities, loan disbursement, rural credit and agriculture insurance, agro based projects formulation, analysis and financial appraisal. Besides, he has good experiences in microfinance system of Nepal, agriculture planning & strategy development, livelihood strategy planning, and public private partnership.