Save the Children
Project Period: 2014 – 2019
SABAL project aims to address root causes of poverty (food insecurity and malnutrition, households unable to absorb shocks from disaster to climate change impacts) in close coordination with the Government of Nepal, Ministry of Agriculture Development, Ministry of Health and Population, Ministry of Federal Affairs and local development and line ministries, district line agencies and local NGO partners.
Group level saving and credit meeting, Arunthakur VDC, Sindhuli (SABAL, DEPROSC-Nepal)
- Increased and stable income,
- Improved health and nutrition status of pregnant and lactating women, children under U5 and their families,
- Strengthened ability of households and communities to mitigate, adapt to, and recover from shocks and stressors.
- Livelihood, Health and Nutrition
- Financial Services and Micro Health Insurance
- Climate Change and Disaster Risk Reduction
Makwanpur, Sindhuli, Udaypur,Khotang, Okhaldunga, Ramechhap
As per the Geographic Diversity, Farmer Diversity and Social Diversity
Project Activities & Achievements:
DEPROSC-Nepal as one of the technical consortium partners of Sabal programs played a lead role for increasing access to financial services in Sindhuli, Makwanpur, Udaypur, Okhaldhunga, Khotang, Ramechhap providing support services to district level partner NGOs in planning and implementation of interventions along with the following activities.
- Financial Services
- Had technical lead to integrate Village Savings and Loan Association (VSLA) program in Farmers Groups.
- Design and developed training materials and assisted local partners in delivering training to VSLA foundation, Capacity Building of Cooperatives, and linkage development with cooperatives and Youth Self-Employment Fund.
- Develop Training Manual for Farmers Business School (FBS). Train LRPs, ATs, and Financial Services Officers and conduct FBS through LRPs, ATs, and FSOs. Provide technical backstop to local partners in providing this training.
- Promoted micro health insurance services and agriculture insurance in the communities of Sabal working areas.
- Follow-up of Alternative Livelihoods through Vocational Training (VT), Start and Improve Your Business (SIYB)
Achievements in Figures
Sabal worked with some 2834 Farmers Groups Sindhuli, Makwanpur, Udaypur, Ramechaap, Okhaldhunga, and Khotang to improve resilience and food security of poor and vulnerable households. VSLA is being integrated in 98 % of farmers groups.
Table: District wise Savings & Credits generated by VSLAs
|SN||District||Number of Farmer groups||Groups participating in VSLA||Total Group Members||Members participating in VSLA||Total saving||Total Loan from
formal and informal
|Loan from group saving|
Note: Number of VSLA Groups are greater than farmer groups because of add in some Mother groups
- Social Safety Nets
Sabal promoted Government of Nepal’s Health Insurance Program since September 2017 in Sindhuli and Makwanpur districts and extended in Ramechhap and Khotang from 2018. Sabal facilitated access to Health Insurance Program across the project areas by sensitizing community people through farmers group meetings, meetings organized with local representatives at the ward level and R/ Municipality level with the participation of ward chairpersons, ward members, Chairperson of municipalities, health unit staffs from the municipalities and the leaders of the communities. Under this program a family of five members had to pay Rs. 2500 premium for the family health services which worthen Rs. 50,000 per annum. From 2019 the premium for health insurance per family has been increased to Rs. 3500, and the family will get health services worth Rs. 100,000 for their health services.
Table: Progress of Health Insurance in Program Districts
|Health insurance Enrollment process started from||September 22, 2017||June 29, 2017||January 10, 2018||January 9, 2018|
|Total Families Enrolled, Number||District||10,151||18,491||4,007||3,975||36,624|
|Total Beneficiaries Enrolled, Number||District||47,925||84,654||16,807||17,953||1,67,339|
|Total Female Beneficiaries Enrolled||District||24,610||43,745||8,815||9,322||86,492(52%)|
|Total Male Beneficiaries Enrolled||District||23,312||40,908||7,992||8,631||80,843 (48%)|
|Total Beneficiaries Utilizations of Health Services|
Livestock and crop insurance promotional activities of Sabal are conducted in collaboration with respective insurance companies working in the district in coordination with Livestock services office (DLSO) & district agricultural development office (DADO) respectively. Our district-based financial services officers together with district team facilitate promotional activities such as sensitization of Sabal beneficiaries for up taking advantage from the government safety net program. Social mobilizers (SM) are trained on the procedures of government safety net program and the trained SMs sensitized group leaders/members, members of cooperatives, mother groups, vegetable groups, milk producing groups, fruit production groups on livestock & crop insurance. Moreover, our SMs are helping in linking farmers groups & cooperatives with service provider insurance company for up taking insurance services. Sabal has been conducted Agriculture Insurance campaigns in potential livestock and crop production areas.
Table: District wise progress on Livestock and Crop Insurance
|Number of households involved.||121||315||203||0||1012||818||2469|
|Number of cattle insured||121||246||203||0||4748||672||5990|
|Number of goats insured||0||312||0||0||0||0||312|
|Number of poultry birds insured||0||0||0||0||0||4400||4400|
|Farmers received Compensation, Rs.||63000/-||124000/-||0||0||942400/-||220620/-||1350020/-|